I have applied for a loan almost 2 months ago..
I got offered R63000, 00 after scoring. I asked for R18000, 00
Recently I had a huge emergency, and needed to either upgrade the loan or takeout another.
My salary increased and last time around I wasn't asked to send through payslips or letter from work..
This time, because I had a part of my salary paid over later due to Department salary payment issues, I was asked to do a Salary Slip and letter to explain why I got paid this way..I requested one, as we only get salary slips when we request it, and not one every month..
I was originally scored for R51000, 00 in principle, then R30000, 00 from the loans dept, then after sending through the forms, I got scored down to R10000, 00!!! So since last week Wednesday I requested a quote, and NOTHING..Then I had to reapply online again, AND NOTHING..I had to phone the guy in charge of my quote..
Accepted the quote and contract.
Now remember seeing that I was told that I will get R30000, 00 I went ahead and made arrangements just to be told R10000, 00 a day later!! From R51K-R10K..WHat has changed in one month? first I get asked for forms I never needed before, and they wasted nearly a week! I needed that $!!
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