FNB continue with their bad values and bad services. I have been a client of FNB for over 10 years now. I earn a gross of over R35000.00 I have not been allocated a banker to assist me and i have issues getting any response from them. I applied for a bond in January / February 2013 with them for R9950000 they granted me an 80% bond at the value of R800000.00 they sent a valuator out to check the property. The valuator said that purchasing price was too high for the property. I couldnt negotiate with the seller to drop his price so i let the property go and decided to look for a new property. I found one for R1170000.00 I submitted to FNB who have responded that they are now only willing to contribute 60% that leaves me with a deposit of R520000.00 which is just crazy. Nothing has changed in the last month other than the fact that i have actually made a concerted effort to close off some of me accounts and settle outstanding amounts. I think it is in bad taste that FNB even offered me an interest rate of prime 3.4%. SA homeloans offered me 80% at prime 0.2%. My own bank couldnt even compete!! I think it is time for me to move all my accounts to another bank because i am fed up!!
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