Momentum
Earning Ratio

I need the know the following:

1) Please explain the process for earning points on Health 24?
2) Why can my Virgin active subscription not be deducted from my credit card - like Discovery?
3) Why is the membership rates for Virgin Active so high compared to Discovery?
4) I would like to join a Classic gym - on Discovery I paid half - on Momentum I would pay more - why?
5) Why is the earning ratio so poor on Multiply?
6) Why do we battle to get through to the call centre?

DEON