My brother was studying through Rosebank college in 2011 I had to take a study loan from ABSA bank since my mother passed on and he failed 1 module in the previous year which I learnt that if he can pass all his modules for the current year he wont need to pay the R4450 for the module he failed &I took R29900 with ABSA which I could have just added the R4450, On the 19 January 2013 I got a call from Elliot telling me that Im owing R4450 which i had to ask my brother about it and he confirmed that he registered the module but I was not aware which was not a problem I tried to make an arragment to pay the full amount in August when I get my increase from work since my financial state is not good for me to pay anything because I am the only person working at home with 8 siblings & my 2 kids depending on me and Elliot was very rude and swearing at me and I asked to speak to his manager which was not available I ended up starting to pay R450 a month which I only manage to pay for 2 months &I couldnt afford any more since my brother is still not working now Im recieving treatning SMS from Elliot saying they handing me over &I promised I will definately settle the account August
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