I did a payment of R500-00 on my FNB credit card account on the 28 of March 2013.
I short-paid on the minimum payment due as I was awaiting funds.
On the 2nd of April FNB automatically loaded a debit order on my account (without my approval), and as a result, the debit order was unpaid from my personal cheque account, as I am tranferring money from the business account as required.
I was shocked to see the charges for this month:
R200-00 annual card fee
R220-00 cost of unpaid item (which was taken without my consent)
R220-00 late payment fee
R220-00 limit exceeded
R8-00 outstanding balance insurance plan
R195-00 interest
Total: R1, 063.55
I will definitely not be using an FNB credit card any longer, and will be closing this account ASAP.
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