TWO YEARS AGO I DECIDED TO PAY MY SALARY INTO CAPITEC. I STILL HAD A OVERDRAFT WITH FNB.
I CONTACTED THEM TO PAY R500 PER MONTH SEEING MY SALARY WASNT GOING INTO THE ACCOUNT ANYMORE. I HAVE A BOND WITH THEM FOR THE PAST 10 YEARS. DESEMBER OF 2013 I DECIDED TO PAY MY SALARY INTO THE ACCOUNT AGAIN AND IN JANUARY APPROACHED THEM FOR A CAR FOR MY DAUGHTER THAT IS TO START HER HON DEGREE IN FEBRUARY.
I WAS TOLD THAT I WAS A CREDIT RISK SEEING THAT MY OVERDRAFT HAD A SPECIAL ARRANGEMENT AND THEY CAN NOT HELP ME. I EVEN OFFERED TO PAY THE R5000 IN FULLE TO CLEAR THIS BUT THEN I WAS TOLD THAT MY SALARY MUST GO INTO THE ACCOUNT FOR THREE MONTHS.
A FNB CLIENT FOR 10 FREEKING YEARS, PAYING MORE THAN R600000 WITH A CLEAR CREDIT RECORD BUT I AM A CREDIT RISK AND CANNOT GET FINANCE FOR A R55000 CAR
HOW CAN WE HELP YOU IS SO PATHETIC AS I KNOW OF PEOPLE THAT ARE BLACKLISTED AND GOT FINANCE THROUGH WESBANK 1 MONTH AGO!!!
I WENT ON TO THEIR FINANCE CALCULATOR AND ON MY SALARY QUALIFY FOR R800000 MORE THAN MY OUTSTANDING BOND BUT I AM A CREDIT RISK???
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