I had two purchases done from my FNB check account on Monday 29July 2013. This was done from a card the was seposed to be canceled because I have received my new card nearly a month earlier. This lets me to think that this comes from inside the bank..
Also, I have reported this to FNB's line and but received no confirmation of my report, after which I called the centre and was assured that it is being followed up and I will receive confirmation with in a day, up to now NOTHING HAPEND. Again this lets one to believe this was done from inside the bank
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