First National Bank
NO PERMISSION TO CHANGE D/O

1. Yet again FNB are in breach of their own contract.
2. You moved the deduction date as per the below without asking my permission, same as in December 2012
3. Hope you know I can cancel the contract by going to my lawyer.
4. Account settled on the 9th!!

Dear valued customer
o FNB :-) R1096.85 paid from cheq a/c..362509 @ Eft. Ref. Smartspend075528 027. 14Dec 00:00

Jaco