Account is under investigation at the NCR. Bayport call centre keep on phoning after I have asked on numerous occasions for all contact to be in writing.
1. Reckless Lending - illegal lending - did not understand the full financial risk, costs and obligations of agreement that I entered into
2. Extended credit - could not afford at the time of contract- offered more than what I applied for - even after defaulting on first contract I was offered another
3. High interest rates- not explained - was not aware of interest rates and fees
4. Abuse of jurisdiction
5. and illegal consent (signature obtained)
6. Falsified legal documents - First emolument (court order) sent to my employer to obtain payment
7. Amount granted for monthly deduction excessive
8. Principle debt inflated with unlawful charges
9. Second emolument sent via registered mail - is this allowed?
10. Emolument attachment order re-implemented
11. Affordability of emolument attachment order
12. Arrangement of instalments refused by Bayport
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