HI,
I AM VERY UNHAPPY WITH THE KIND OF CREDIT CARD I WAS GIVEN WHEN APPLYING FOR A PERSONAL LOAN, THE LADY SAID THAT SHE HAS TO SELL A CREDIT CARD ALSO, BUT I WAS NOT FORCED TO TAKE IT. IT IS MY VERY FIRST I HAVE A CREDIT CARD AND AM VERY UNHAPPY WITH THIS KIND THAT AFRICAN BANK OFFERED ME. I RECEIVED R4000.00 CREDIT AND HAS TO PAY 300.00 EACH MONTH, BUT AS I PAY THAT R300.00 EACH MONTH I CNT EVEN USE IT OR SOME OF THE CREDIT AGAIN, AS IT DEDUCTS FEES FOR INSURANCE AND A OTHER FEE, SO I AM LEFT WITH LESS THAN R100.00 EACH MONTH OF WHICH I CANT EVEN USE. THIS IS A SIGNED CONTRACT FOR 2 YEARS, ITS NOT ON, SO THAT MEAN IN 1YEAR OF PAYING ON THIS CREDIT AFRICAN BANK WOULD OF MADE THE R4000.00 BACK AND SCORE A 1YEAR INTEREST, PLUS I DON'T EVEN BENIFIT FROM IT AT ALL SEEING THAT I CANT EVEN DRAW THE SMALL AMOUNT THAT IS AVAILABLE ON MY CARD EVERY MONTH R100.00..
ALSO I HAVE FORGOTTEN MY CODE SO THEY SAY WHENEVA YOU FORGET YOUR CODE THEY CARD TO ISSUE YOU WITH A NEW CARD AND IT WILL BE R88.00 CHARGED ON MY ACCOUNT, SO NOW I AM NOT USING THE CARD AND IT DOES NOT EVEN INCREASE... TELL ME IS THAT RIGHT???
I AM VERY DISSAPOINTED, REALY. I WAS ALWAYS SCEPTICAL WITH USING OTHER BANKS
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