Hi, I paid off my credit card in full in April. It went from R8044 debit to R0.45 cents in credit. So imagine my surprise to see a bill for over R100 for this month. R25.83 credit card fee, R15.21 for top-up over the balance I had already paid off a week earlier, and R65.08 INTEREST - how can there be interest when I ended in credit?! Please advise urgently as this smacks of a rip-off. I WAS about to deposit a further R10, 000 in the card but if FNB can charge interest on a zero balance, I'd rather cancel it. And will FNB's fees, and fees on top of fees, make investing my money into the card pointless, cancelling out any interest due to me?
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