Hi,
According to the NCA no fsp has the right to discriminate against any consumer when lending credit. I have recently applied for a H/L with FNB and the loan has been refused under the reasoning of SCORE.I therefore went on to all ITC's to check what is going on only to find that there are no defaults nor negative info on my account hence I feel I am being discriminated against. Both my wife and I's scores are good (above 750). This is not the 1st time I get this treatment from FNB. I have a credit card and smart devices which I also had to fight for before they could be approved. What puzzles me is that competing banks with FNB always approve my applications including this H/L which has already been approved by another bank at prime plus 0.5% last week. I need this matter investigated and looked into asap. I also need a proper explanation as to why do they say score is a problem because all the reports I have downloaded states otherwise. And besides, if score was a problem then other banks would also pick this up and not grant me anything I apply with them. My accounts conduct with the bank are also in good order so this can not be the reason. Pls assist asap
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