AfricaComplaints.com » Business & Finance » Complaint / review: DMC - Prescriped account but they put a trace on my name | #214991

DMC
Prescriped account but they put a trace on my name

I did a credit check on myself this morning and what I have noticed is that I have a trace on my name which is the only default which is standing in my way to buy a car.
I have a view points that is really upsetting me.
According to the Prescription act, this account were suppose to be written of already. Since 2008 (year when the last payment were made), I have not paid a single sent on this account, or singed a acknowledgment of debt, I didnt make any arrangements with anyone to pay this debt because no one phoned me or tried to contact me and There is no summons or judgement against me for this debt. Prescription starts from the date when the debt is due. I am sure as a big company as yourselves, you are well aware of this. When I mentioned this to the lady at your company, she told me that you only received tis account on the 1st of September 2013 and for this reason this account is not prescriped. How does that work? If you only started working on a account on the 1st of September 2013, why does the tracing show on my credit report for 23rd of April 2013???
I am really not happy how this account was dealt with so I am going to handle this as follow

Date:

Company: DMC

Country: South Africa   City: Cape town

Category: Business & Finance

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