This is actually a case of numerous events where I've given MY bank the benefit of the doubt and continued to explore my options. I've been with std bank since 1994.Currently, I have a bond, overdraft, revolving credit and credit card. All are current and no black listings. I apllied for financial assistance as I want all my debt consolidated- was warned however - lucky me - that because of backlog this could take longer than expected. In the interim I applied for also consolidating my debt onto my homeloan - declined! The best that could be done was a 3 month lower repayment on bond. All this is actually dated as far back as march/April 2013. We are now in September 2013. I was eventually called 2 weeks ago and within 10mins telephonic analysis was done and decision made by consultant - declined based on affordability! DUH! I'm also sorting out maintenance with the court and was requested to get MY bank statement BACKDATED TO 2006 before a garnishee could be ordered. Now they want R4400 for 220 pages from 2008 to date. Its been 2 weeks now since I met with branch mngr - she's still waiting for approval re: acknowledgement of debt lette
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