I applied for an overdraft increase of R1000 and got declined, but when I applied via Dial direct I got approved for an Micro loan of R2000, ABSA 1st waisted my time by doing a lot of checks on me, which was unnecessary, because I have an cheque account with them where my monthly salary is paid in, I think i must shop around for a better and cheaper bank, because at the moment my bank chargers a lot
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