I really don't undferstand the nature in which credit provide give service. Firstly I have been employed for a period of about 4 years, with no credit applications or debt. Which would obviously mean that I have a clean record and a clean bill of health, when it comes to credit. I recently applied for a contract phone with Samsung, through MTN SP. My contract was declined due to a "clean" credit record. I fail to understand how this has come about. I have only a loan with one of the authorised financial service providers, which has been kept very well, paid on time and no complaints. Does this not prove that I will be able to maintain a cellphone contract. I think that these assesments that are run during application stage, are very much confusing. Please assist in resolving my issue. Yours truly confused and dissapointed.
(Supplier name changed from Samsung South Africa to Mtn by Hellopeter.com)
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