AfricaComplaints.com » Business & Finance » Complaint / review: First National Bank - Temp loans a rip off!! | #248612

First National Bank
Temp loans a rip off!!

On 31/10/13, I applied for a Temp Loan via cellphone &took R1800, the initation fee R234, balance owed R2034 would be debited from my account as what I understood as soon as R2034 or more would be deposited into my account, then FNB would debit my account with this amount. The following day, I received a payment of R1200 into my acc. &checked my balance. The balance was R1200 short, so I noticed that this R1200 had been debited from my acc. I went into FNB branch Greenstone and was assisted by a consultant. I tried to explain to her, but she became defensive. She put me through to the Temp Loans dept & I said to them so I will have to deposit more money into my account so that my two of my other bills would be debted but then you guys would take your money to pay the R2034, he said that's the way it works, so I informed that my other acc would have rejected, the guy said to me he could have the R1200 reversed, but then again that's not the point!!! I did not even have an opportunity to use this Temp Loan! It's a rip off! So I deposited the money, so that you can rip me off once & for all so that your full R1800 could be paid and you score the R234, and I am disgruntled!!!

Date:

Company: First National Bank

Country: South Africa   City: Greenstone

Category: Business & Finance

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