My husband bought a car at a garage in 2007 which was financed through Std bank. Long and short - he was unable to pay for the vehicle and 'sold' the car to HP assist who would take over the repayments. They never paid the instalments and my husband went o court however Std bank never bothered to show up to the court case. The debt has since prescribed and NO JUDGEMENT was granted against my husband. Since then Std bank has never contacted him again.
NOW we find a trace alerts on his account to contact DMC who says Std bank handed this account over in November 2012 (a good 5 to 6 years AFTER THE FACT) to say that we owe them - R140 000 on a vehicle since my husband did not make arrangements. The call centre agents attitude stinks to say the least when she told me he should have made arrangements then he would not be listed on ITC. As a result of this we have not been able to purchase our house.
This is totally unaccepted. The debt according to out lawyers and the NCA has PRESCRIBED!
STOP THIS HARRASSEMENT AND ILLEGAL ACTION and FIX THE ITC STATUS!!!
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