Good day. Firstly thank you for the assisting me with the query I had regarding the repayment of the arrears. My last payment was end May 2013. I have not been able to make a payment subsequent to this. The last time I had spoken to someone from Capitec an arrangement was made for me to pay the arrears off over 6 months. This amounted to R4280 (R2800 R1400 arrears) commence from end September 2013. Unfortunately I did not have the necessary funds when the debit order today. As mentioned to the consultant, I am unfortunately going through a temporary financial setback. I am just not able to make payment of the R4280 and I understand that my arrears will just increase. I can possibly make payment for R2800 (the normal instalment) and in future months but I cannot afford to make any arrear payments until the new year. I do not want legal action to be taken against me. I also do not want to put myself under debt review. I don't know what else to do.
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