My ABSA homeloan gets paid with a debit order from my personal FNB account. On the day that the debit order was supposed to go off I transferred money from my FNB business account to my FNB personal account. I switched to FNB from ABSA last year and was used to the money being available immediately when banking with ABSA. This was not the case with FNB and my debit order was unpaid as the money was only available the next day. I immediately paid my ABSA homeloan via EFT. This happened twice in 7 months but both times I settled my ABSA homeloan as soon as I realised what had happened. My husband and I applied for a FNB homeloan and got declined as my personal account was flagged. I find this harsh as I did transfer the money from my business account to my personal account but it was not available immediately. I also made the payment to my ABSA bond immediately and did not default on any payments. I am now considering moving all my account back to ABSA again as a month ago Wesbank also refused to finance a vehicle for me but ABSA financed the vehicle without any hassles.
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