I am not able to buy a vehicle or make a proper loan for anything. I have been struggeling this entire year just to purchase myself a vehicle. Early this year a car dealership told me that because i have no debt, i should go and open a clothing account and pay them off for 4 months then try again. I did just that and then i still got declined by all banks. I then found out that rcs game put a default against my name and that was the reason for all the that was happening. But last year in 2012 i paid them in full because my financial situation had changed. I got hold of transunion early this year and asked them to remove the default from my name, they told me that they can only update it, but it will reflect on my name till march 2014. They did just that and even took R250 from my account whithout even telling me of any fees. But i still can't get vehicle finance anywhere. I made a few small loans from capitec, i am only able to loan 8000 at a time and must pay it off in 2months time. I also have a mini loan every month, and an edgars account i pay every month. The bank has no problem taking R7000 a month from my account but will not give me freakin vehicle finance!! Help me!!
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