i too, like the other poor loan detector users, were disappointed by the services of loan detector sa. I was doing an enquiry to see how much i could qualify for and i received a telephone call from ldsa a few days later - they explained the terms and conditions to me and asked if i accept the annual fee of R399.00 per month - i then said i do NOT accept and hung up. At the end of the month i received an sms telling me R399.00 was debited by ldsa. My husband tried to lodge a complaint via telephone and e-mail on my behalf and up to date all we got is bad attitude and no response regarding the loan. Pathetic Service!