First National Bank
Not Interested & No Opt-out

FNB sends me unsolicited SMS spam. Presumption makes me want to throw up. All over the braindead cretin who thought I'd be interested in their deposit-your-salary-and-you-could-win-a-million-bucks BS. But most especially for not providing any opt-out feature in the SMS.

You should know better, FNB: You're in violation of the law if you don't include the opt-out facility.

Next time I go to the Banking Ombud. Guaranteed. You have been warned.