I totally get "Card Balance Protection", however, charging me for card balance protection when I don't have a balance, is like paying car insurance when you don't even have a car.
Last month I had to pay R11.85 to protect my zero balance. Woolworths decided the risk is too great on such a high balance and promptly increased it to R14.00 this month. The only balance needing protection now, is the balance from the card balance protection...
I refuse to pay it. Woolworths can credit my account.
(Supplier name changed from Woolworths Insurance to Woolworths by Hellopeter.com)
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