I have been trying to contact MBD Attorneys regarding a debt that Foschini has handed over Ref no. 0278000374521396. Upon questioning why the account was handed over the consultant at Foschini avered that accounts which are outstanding / non-payment received for 6 months are handed over.By law this is not the correct process as there needs to be sufficient notice etc. I have now enquired about this with the Ombudsman and the NCR and according to them this debt now falls under the prescription act, and should be taken off my record as this was for 2008 already and correct process was not followed. Please will you update your records and also kindly update my credit profile. I would appreciate feedback in this regard.
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