My husband also applied for a debt consolidation loan, we did it online. Capitec did not even call, just an sms saying credit application unsuccessful. My husband has NEVER in his life skipped a pmt. He may be over committed, but he is trying to settle all our other debt to pay off just one loan. We REALLY thought Capitec would give us a chance, their adverts always look as if they really care. I suppose not always. We are willing to show you what we want to pay off with that loan & then we will be able to afford to pay back your loan. Just give us a chance PLEASE. You can even pay off the other debt on our behalf with that loan you give us if that will help. PLEASE someone, we are literally begging you for some help! I'm sure you can make a plan?
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