I am concerned about my financial standing. Not too long ago I was living well inside my income. But then my car started giving problems and I was forced to move out of my flat due to the costs of fixing my car. I was then forced to approach FNB for an overdraft and credit card. I am not happy living in debt and I want to live inside my income again. I need some assistance from FNB with how to manage this, but the only way I can do this is by going into a branch and wait in endless queues as I can only do this on a Saturday as I work in a very awkward place and I am not close to a branch. What else can I do to get out of this debt? How can FNB assist me to work my way out of this overdraft especially. I never get to see my own money anymore and I will never be able to reach my goals if I am always living on 'borrowed' money. Capitec is all to willing to help by even settling my car finance that I have with Wesbank/FNB, cover my credit card debt and cover my overdraft. So that I can start fresh by paying off my debt and working towards my long term goal of buying a home and only having a home loan as debt. Can I get some assistance?
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