HI, I HAD A LOAN WITH WITH AFRICAN BANK ABOUT 6 YEARS AGO AND WAS TOLD THAT THELAON HAD BEEN HANDED TO THE LEGAL DEPARTMENT AS IT WAS NOT PAID .I HAVE APPLIED FOR A NEW LOAN IN OCTOBER 2012 AND WAS APPROVED FOR ONLY R1500, I ACCEPTED THE LOAN AND I AM PAYING MY MONTHLY INSTALMENTS UP TO DATE AND WAS ADVIDE AT THAT TIME THAT I COULD NOT QUALIFY FOR A HIGHER AMOUNT AS I HAD AN EXISTING LOAN WHICH WAS HANDED OVER BUT WRITTEN OFF BY THE LEGAL DEPARTMENT.WHEN I HAD TAKEN THE LOAN OUT IN 2012, I WAS ADVISED THAT I CAN RE APPLY FOR A SECOND LOAN LOAN AFTER 3 MONTHS, EVERY MONTH THAT I GO IN TO APPLY OR ONLINE THEY SAY THAT I HAVE A RED 360 FLAG ON MY NAME, I WAS ADVIDE THAT THE PREVIOUS LOAN WAS WRITTEN OFF AND THE CURRENT INSTALMENTS ARE BEING PAID UP TO DATE, IT IS NOT FAIR THAT I CANNOT QUALIFY FOR A LOAN, THERE ARE PEOPLE THAT ALSO HAD PREVIOUS LOANS WITH AFRICAN BANK AND NEVER PAID BUT GETS A SECOND LOAN, I ALSO ADVISED THEM THAT IF I QUALIFY FOR A SECOND LOAN I CAN EVEN PAY THE FIRST ONE THATS WRITTEN OFF, I DONT UNDERSTAND THIS WHOLE RED 360 FLAG, I WAS TOLD THAT IT BE REMOVED FROM MY NAME AFTER 3 MONTHS.
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