I have tried to apply for consolidation loan with OLD MUTUAL from last year, but they keep on declining me saying affordability which i don't understand what they mean as i always pay all my accounts on time. What affordability do they mean as its 1 of the reason i am applying for the consolidation to keep my monthly payments 1 only to them.really need someone to help me with this above as i don't understand how they work or if there are people who are meant for it because i knw my cousin who is way over debtness but they have helped her or maybe oldmutual is discriminating us employees who are working on private companies thou we are good enough for their invesments and retirements, but when it comes for loans they prefer public servats.i need answers with this regard!!
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