I have been a loyal customer of African bank for lots of years and have paid up all my loans with them, but from last year i have been trying to apply for a consolidation loan and they keep on declining saying affordability which i don't understand what they mean as i always pay all my accounts on time. I really need someone to help me with this above as i don't understand especially because i keep on getting sms that i can get a consolidation loan with them. PLEASE PLEASE HELP.
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