I moved to standard bank because they phoned me with a package, so i switched over to them, a month ago i applied for a personal loan, they declined me due to affotdabillity, i told the lady i want to settle 2 other loans and ask her if we need to leave it out my monthly expense's because i want to settle them but she said no we must put it, help me if i am wrong but when you trade in a car you dont put that premium in because you are going to settle it so why different from the personal loan. Standard bank has great rates, thats why i moved. They show on tv how much loans they give but i want to settle 2 loans and pay less afterwards if standard bank approves me...
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