Just a bit upsetting that a premium banker such as myself, who has always made payments, always had an amazing credit record receive no treatment that gives me the sense that I am an individual, rather than just a number. When wanting to purchase a vehicle that is older than the threshold FNB allows I find out that they will not finance my vehicle because when 'people' fail to make payments FNB cant re-sell the vehicle again to recover costs. Yes it makes sense, but assuming that I might fail to make payments just because others do is a generalization that leaves a bitter taste in my mouth and its upsetting to me that I am writing this post because I have only had good things to say about FNB. I always thought... thought... that there was a personal connection with FNB, like I was a individual, but after this I see that is not really true. It doesnt matter that I have always paid my debts, infact try and pay double my premium each month. It would make sense that FNB's 'age' limit on vehicles be based on the individual applyings credit history, not a general age limit slapped on that paplies to all. I would be very happy if the outcome of this could be a happy one.
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