THE GIST OF SANLAMS REPLY IS THAT A NEGATIVE GROWTH RATE OVER 12 YEARS IS QUITE OK WITH THEM, AND I ACCEPTED THE RISKS OF DOING BUSINESS WITH THEM.
THE SECOND PART OF THE ABOVE STATEMENT IS OBVIOUS TO ME, BUT I HOPE I'M NOT THE ONLY PERSON WHO FINDS THE FIRST PART OUTRAGEOUS.
DON'T GIVE YOUR MONEY TO SANLAM.
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