In Aug 11 my Brother in law to Russels in Brakpan and a "Flora". Both Anton and Charmian receives a state disability grant and neither can read or write. They are able to write their names. The bought a bed of R 36984 and a Twin Tub washing machine for R2543.Total R11948.Russels "loaded" the deal. Comprehensive life insurance of R2250.00. Death of the insured (Understandable), Permanent Disability (Why permanent disability) Temporary Disability (Why disability grant), retrenchment (Why? On disability grant) Comprehensive insurance of R2069.20. Not a necessity. Club Fee s of R658. 50. This "loaded" items R4977.7... This is 74% of the original purchase price! The bank statements submitted states their income. Monthly pension R 368.86, State disability R1140.00, State disability R1140.00. TOTAL R2648.86.No affordability done. No income and expense statement. Currently rent with water and lights are R2500.00 Can't afford R700.00 per month? No money to live from. To grant these to individuals credit was irresponsible from Russels. They have already paid R12 568.34 of R17 952.67. Without the loaded amount, original debt of R11 948.97, already paid R619.37 more.
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