When i woke up this morning I had an email on my phone. When i opened it, it was an email form LD Collect stating the following:? ccording to our records you made an application with Loan Detector SA on 2012/07/13. Please note that you debit order has failed.
Please contact our collections department to make alternative payment arrangements. Failure to do so will result in you being handed over to our legal department for collection."
Later that morning 8:01 I received a sms from them agian stating that my debit order has failed and if I fail to make a payment in 24 hours I will be handed over.
I have not ever in my life heard from LD Collect or received any statements from them, nor any money. I have no idea how much money I am allegingly owning them. I tried to phone the number provided via email but it only gives one ring and then stop. I don't know if i should ignore it, but i am afraid that it may be real and that I can get Black Listed.
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