I applied online for a personal loan, the loan was declined, however an unauthrised debit order was deducted from my account for the sum of R208.75, nowhere in the terms and conditions does it state that an amount will be charged for a loan application. This is unlawful and illegal, I appeal to my fellow consumers to be vigilant with this particular company when applying for a loan, your desperate state for finance is being taken advantage of. If you had money to waste why would you be applying for a loan in the first place. Companies like these should be exposed and brought to book. You are protected by the national credit act and have rights as a consumer. Do not become a victim. I have since contacted Mugemana via email to request my refund.
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