I've had a bond with standard bank now for 3 years, the interest rate went down twice from 9.1 to 9. and now to 8.5% yet my interest rate remains 9.1%. i called to ask why and they said because I'm a hi-risk... hi risk really now, when my home loan was approved no one told me that I'm a hi-risk. i have never missed any payments on any account and i earn more then enough yet i'm a hi-risk... i think i should take my bond where i'm seen as a customer and not as hi-risk, SA homeloans are more then happy to help. standard bank is useless and inhuman they just don't care about people, i'm paying more then i'm must people
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