I dont know what is the meaning of consolidation if you are going to be checked against your credit profile, yes you consolidate if you are in debt-that means you cant afford anymore, i was promised if i changed my bank account to capitec of which i did and this month my salary will go straight into the capitec account they will help me to consolidate all my accounts into one debt and by researching into websites and asking people and friends they said its 100% guaranteed ill be helped now the call centre said i dont qualify (yes i dont cause of my credit profile) but if you can take all my debts into one and see how much i owe and how much will you borrow me and what will be the repayment i know ill qualify, please reconsider or else the word consolidation has lost its meaning
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