I applied for a loan at the company on 12/12/2013 and was inform the next day my application was submitted for pre-approval and that I need to send my documents asap. On 17/12/2013 I received a sms informing me that my application has been declined due to affordability and I have not even send them my required documents yet. Funny though after my expends I still have about 35% of my income left. Surely that should be enough to pay for the loan. But to them it is more then enough to pay the admin fee they charge.
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