Having gone through bad financial time and setting things right the last four years it is difficult to build a credit record if no one wants to give you credit. ABSA opened an PVT transactional account for me - reflecting my earnings yet I am to high a risk to give an credit card to?? Yet woolworths financial services on the same profile are willing to give me their black credit card?? Does not make sense ABSA wants to take my money but not willing to help me built a credit record?? And the credit people who decide your fate can never be found!!! Now that's the human spirit for you!
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