Loan Tracer Sa
Deducting from my account without my knowledge

Good day

loan tracersa claims that i submitted a loan application and 0n the 30 April 2013 they deducted R399 from my capitec bank account and i went to the bank for that money to be revised.

i have not received any services from them and they have not called me to confirm anything, i don't even have a contract with them,

now they sending emails and sms threatening to take me to credit bureau

please help me to get them off my back and my bank account, please advice