I applied with Loan discovery for a loan ENQUIRY, Next thing I get a sms saying I am approved for a loan and to call their number with my reference, ( I never gave any bank statements or payslips at this point) was surprised as how they approved it so quick? I phoned & spoke to a consultant after giving my reference number, he assured me everything was above board and that they needed my bank account details and so forth, stupid me! obviously gave these details in thinking I was due money as it was before christmas. When I asked how much money I was going to get, then discovered that I am NOT APPROVED YET! but am approved for them to "find me a loan" This is BAIT marketing which is illegal!!! I asked y he needed my bank details he said their admin fee of R399 will be deducted from my account should I wish to continue!! I am very aware of like these and told the consultant NOOOOOO!!! I AM NOT INTERESTED!!! At the end of November the amount was still deducted off my account after no services rendered which is!!! so I reversed the transaction. Now they have the absolute cheek to threaten me with legalities and to put me on ITC!!! Preying on desperate people shame on U
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