I applied on-line and received an email asking for my banking details and all from Derrick. I just let it go thinking this was just too good to be true - but my friend assured me they were real (Teljoy), so I reapplied after she bought her fridge and it didnt take more than 48 hours for me to be approved and now I am a proud owner of my product and enjoying it too. Thapelo and Derrick did a superb job and they made my day. keep it up guys
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