First National Bank
FNB how can we not help you!

Most houses are "mark-to-market" what someone is willing to pay for it. My house generates an income almost equivalent to the basic bond repayment and therefore also yields benefits over its life which should make the bond fortified. I paid all the costs to register R1200 000, in order to access monies when I need it. FNB is inherently hostile towards providing opportunities to reduce debt and interest paid. FNB consistently find loopholes that render me ineligible should I meet 99% of the requirements they nail me on 1 % shortfall. My experience with FNB can be summed up as follows" Fill out these forms and I'll pretend to give them a serious look. Then I'll present them to the loan officer so he can pretend to consider giving you the loan.", Forcing us to take unsecured high interest loans. FNB denied me access to cheaper finance through my bond (6, 5%), Yet FNB trades as Direct Axis granting me loans first for R20 000, and now a loan for R32 000 at interest of 29%. How can I have sufficient disposable income to meet these loan repayments, yet I cannot get finance on my bond. My request was to consolidate these high interest unsecured loans, which is in my best interest.

Company: First National Bank
Country: South Africa
City: Springfield

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