First National Bank
Misrepresantation / Inconvenience

On e 15thJan I applied for a Home-loan to 3 banks&on the 28thJan, I got an approval in principle subject to the bank doing valuation on the property to find value against the sellers asking price.30thJan got final approval from F.N.B paying20% deposit & bond80%, which I was asked to sign and send back. From then, all was in order I had to go out of my way to source the R240k (which I have already deposited in full in the Attorney's bank account) and R60k for the transfer fees, I can not explain how I ran around to get such an amount so that I fulfill my obligation.bank questioned my marital status which was to be sorted out. Today on the 27thFeb, that's when I have been informed that F.N.B. Home loans couldnt continue with the loan as I did not hold a Green I.D book, and then the company policy says I should get a 50% bond, as I applied using my Permanent Residence which has a pending I.D at the Home Affairs Department. My gross disappointment is the case that if this was advised to me on the 28thJan surely I would not be here expressing my disgrace. I went out of my way and bank charges to liquidate some of my assets so as to get the deposit, gave notice to my agent to move out already, Tjoo

Company: First National Bank
Country: South Africa
City: FNB Home Loans

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