African Bank
What does consolidation mean

I just want to know, what does the word consolidation mean. my understanding of the word is having all your debts in one account so that you have one account to worry about rather than 20 others. this is mainly for people that are struggling to keep up with their debt and cant afford all their payments. i would like to take out an consolodating loan due to i cant afford all my debts at the moment and i cant not just stop paying them. please can someone help me in this regard. i really need this as i can really not afford to pay what im paying at the moment.
please help me

Company: African Bank
Country: South Africa
City: Gauteng

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