Standard Bank
First time buyers

Please note that I am not trying to point to someone personally, however I have been given a home loan to the value of 80%.

This is my first time buying a home and I was advised it is due to not being a standard bank client that they can only offer only 80%.

I have been pleading and hoping that some bank would have considered granting us a 100% loan due to the fact that it is our first home.

But it seems like this does not make a difference anymore, and I am tired of the advertising of buying your dream home for first time buys obviously their T&C are not mentioned in the qualifying criteria and to this effect it's like taking someone and enticing them yes you can apply only to be told but T&C s apply and only after the paper work the torment the anticipation you are told you can only have 80% where do you get the other 20% if you are applying for a loan in the first place?

My question here is am I not a prospective client do I have little or no value to you. In respect of a loan it means lending monies you currently do not have in that magnitude, it is a rather large investment and it would have been a life time commitment for myself and my family.

Yours sincerely

Company: Standard Bank
Country: South Africa

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