First National Bank
15 year old debt back to haunt me

Hello Peter,

15 years ago, I had a financial set back and was virtually broke, I had a R20, 000 facility on a FNB Premier credit card Account number 4000029702669 which was called up and JUDGEMENT was taken.at the time,
the balance was a little over R25, 000 Currently /- R157K

In 2005 I opened a new cheque account without any hitch which operated normally for about 3 years, i was then given a facility of R25, 000 and elevated to a Premier Account holder, and have been banking happily ever since Account V G Joseph a/c no 62093509308

I was also granted finance by WESBANK a few years ago and paid off the debt in under a year. /- R60K

Of late, my earnings have increased considerably and I requested a better interest rate but was told that could'nt happen because of the credit card debt given to legal in May 2012???

Question? Is that debt not prescribed? Can FNB take Judgement Again?

My ITC record is clear & I Have obtained facilities from other institutions.

What inspires me to carry on banking FNB getting sjambokked for the same debt twice? (Double Jeopardy?)

My Premier banker Pride Nkosi phone 087300105 (direct) has tried to assist but to no avail.

HOW CAN WE HELP YOU?

Company: First National Bank
Country: South Africa
City: Gauteng

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