First National Bank
Credit Card Application Declined

Business & Finance

There is something I don't understand. What is it that is so different with FNB Credit Card because whenever I apply, it gets declined? I applied in August 2012 and it was declined but I was offered and given a Revolving Loan. I applied in January and it was declined again. I applied for a Smart Device and I was given one. I even applied for a Temporary loan and I have one as I speak. In June 2013, I applied for car finance with FNB and it was approved. After that I thought that things may have changed and I applied for the Credit Card again. The system said there are discrepancies on my record and then Branden Le-Grancie called me to do the application but it was declined, so I wish to know what is the difference between the FNB credit card and the other FNB products. Just last week I was approved for something that is worth about R200, 000 but a Credit Card that will have a Limit of less that R100, 000 is declined. Why do I have to go to other banks to get the Credit card while everything else I have is with FNB. Maybe I would understand if everything I applied for was declined. Please help by checking and telling me what exactly is preventing FNB from giving me a Credit Card.


Company: First National Bank
Country: South Africa
City: Card Division
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