Nimble Group
Trying to collect on a prescribed debt

Business & Finance

I note that Nimble Collection Services has listed a collections notification on my Compuscan Credit report on 27/11/2013 - you are listing and collecting on a prescribed debt. According to the Prescription Act, a debt is deemed to be prescribed if it has been 3 years since the last payment and in the 3 years no acknowledgement of the debt was made in any way and neither has the creditor summonsed me for it. I understand that debt which was written off by the initial credit provider are being bought by debt collectors like yourself and I hereby inform you that the debt has prescribed UNLESS you can provide me with (a) a full statement of my account including all payments made clearly showing where I have made a payment in the last 3 years and (b) proof that I have either acknowledged or have been summonsed for it the last 3 years. Furthermore, I wish to advise you that you are not allowed to list me on ITC as I already have been listed by the initial credit provider and the 2 year default term has passed, as a prescribed debt may not be listed on my credit profile at a credit bureau and should you decide to do so, the appropriate relief will be sought from court.


Company: Nimble Group
Country: South Africa
City: Johannesburg
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